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Emirates Islamic RTA Credit Card


Enjoy the convenience of having both a credit card and a Nol chip on a single card.

If you're looking for the best RTA Card for your transportation needs in Dubai, look no further than our powerful, feature-packed RTA Credit Card that offers unbeatable value and convenience with an inbuilt Nol Card. With its state-of-the-art technology, this Card makes it easy and convenient to pay for your RTA transportation needs across the city.


But that's not all. Our RTA Credit Card also comes with a host of other benefits designed to save you money and make your life easier. For starters, you'll enjoy a 10% cashback on all RTA payments made using the Card, as well as at fuel stations across the city. That means you'll get a little extra cash back in your pocket every time you top up your Card or fill up your tank.


The benefits don't stop there. Our RTA Credit Card also offers up to 2.25% cashback on all other spends*, so you can earn rewards for all your purchases, not just your transportation needs. And with automatic top-ups and easy online account management, it's easy to stay on top of your spending and keep your finances in check.

    Reward Benefits
  • RTA Transport Payments 10%
  • Fuel Stations 10%
  • International Uses Up to 2.25%
  • Domestic (Base Cashback) Up to 1.25%
  • Domestic Grocery & Supermarkets 1%
  • Enjoy up to 10% Cashback on your Spends

Cashback Rewards Program

Make fare payments on the RTA transit network and Parking Meters while also making purchases and cash withdrawals with your Emirates Islamic RTA Credit Card. The card features a built-in RTA Nol chip for transit and parking fare payments, as well as a separate Credit Card account. Enjoy the convenience of carrying just one card for both functions.

  • Cashback on all domestic and international transactions includes non-government spends only.
  • A minimum of 300 Cashback Points are required to redeem your Cashback Points.
  • Your Cashback rewards are calculated each month based on your monthly spend and have a validity of two years.
  • Emirates Islamic is not responsible if a transaction does not get captured under the appropriate merchant category.

In any given month, a Card member shall only be entitled to earn Cashback Points for transactions carried out up to the extent of the assigned Credit Limit on the Card. Transactions exceeding the assigned Credit Limit shall not be entitled to earn Cashback Points during that month.

Frequently Asked Question

You can withdraw cash from any Emirates Islamic branch or from more than 780,000 ATMs around the world displaying the VISA logo, for a nominal fee.

Yes Cashback points have a validity of 2years from the date of earning and if not redeemed within the period will be expired.

Cashback points that has not been redeemed within 2 years from its earn date or post the cancellation of the Card will be forfeited.

No, Emirates Islamic does not charge any additional profit on accrued profit on any credit product granted to customers.