Find credit cards with no annual fee/free for life credit cards from best banks and get attractive deals, discounts cashback, and more.
chevron_rightFind Top balance tranfer credit cards from top-rated banks that offer attractive credit card rewards, excellent deals, membership, and more.
chevron_rightCheck out the best credit cards in UAE for every category — Visa, Etihad Guest Miles, Air Miles, Travel Rewards, Islamic Finance, Golf Benefits, Cashback.
chevron_rightThese cashback credit cards offer a unique blend of financial convenience and tangible benefits, allowing users to earn cashback on everyday transactions.
chevron_rightSplit your everyday purchase transactions made on your Simplylife Credit Card at low interest rates and pay in easy instalments of 6, 9, 12, 18 or 24 months.
chevron_rightGet 10% cash back on fuel spends and RTA transport payment. Earn up to 2.25% cash back per AED 1 Spend.
chevron_rightApply a credit card from Cards by choice website involves browsing, comparing, selecting
First, you'll need to search and compare credit cards offered on the credit card on Cardsbychoice.com website
Once you've compared the different options, select a card that meets your needs and click on it for more information
If you decide to proceed with the card, you'll be directed to the issuer's website or application form to complete
Know These Points Before Applying for a Credit Card in UAE!
Certain fees and charges are associated with a credit card. These include annual fees, interest rates, late payment fees, cash advance fees, foreign transaction fees, and more. These fees vary as per the card type, issuer, and cardholder’s usage.
Understanding these charges is essential for avoiding unnecessary costs. You must review terms and conditions carefully to stay updated with the fees that may apply based on your card activity.
Yes, you can! Withdrawing cash through a credit card, known as a cash advance, allows you to access cash from ATMs. However, note that fees and interest rates are applied on cash advances.
Banks charge a percentage of the withdrawal amount and apply immediate interest on the cash. These rates, in fact, are often higher than standard card purchases.
This service is helpful for emergencies but is generally considered expensive. So it’s advisable to limit cash withdrawals via these cards unless necessary.
Reward points are loyalty incentives offered by credit cards. These points are earned on card purchases. You can redeem them for various benefits such as flights, hotel stays, shopping vouchers, or exclusive experiences.
Different cards offer different reward structures, with some focusing on travel, retail, or lifestyle categories. Accumulating reward points is ideal for those who regularly use their cards for purchases and want to enjoy discounts and perks.
A credit card bill payment cycle refers to the period between two consecutive statement dates, usually lasting 30 days. During this period, you make purchases — at the end of the cycle, a statement is generated showing the total amount owed.
A grace period is given to pay off the balance before incurring interest charges. Paying the full balance within the cycle helps avoid interest, while only paying the minimum will result in accumulating debt.
