Simmons Bank Platinum Rewards Card
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- Simmons Bank Platinum Rewards Card
Experience premium banking with the Simmons Bank Platinum Rewards Card. Enjoy enhanced rewards, comprehensive travel benefits, and the trusted service that Simmons Bank has provided for over 100 years.
info Important Information
• Credit approval required • Annual fee applies • Rates and terms subject to change • All information accurate as of publication date • This is a comparison service, not a lender
The Simmons Bank Platinum Rewards Card represents over a century of banking excellence, offering premium features for discerning customers. With enhanced earning potential on purchases, comprehensive travel protections, and exclusive Platinum benefits, this card is designed for those who expect more from their financial relationships. Backed by Simmons Bank's commitment to community banking and personalized service.
Founded in 1903, Simmons Bank combines traditional values with modern innovation. The Platinum Rewards Card embodies this philosophy, offering cutting-edge features while maintaining the personal touch and community commitment that has made Simmons Bank a trusted financial partner across the South and Southwest United States.
Purchase rate: 13.99% - 24.99% APR variable • Annual fee: $95 (waived first year) • Credit limit: $1,000 - $50,000
Example: On a $1,200 purchase at 19.99% APR, if you pay $50 monthly, it will take 29 months to pay off with total interest of $239.
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Simmons Bank is a century-old financial institution offering premium banking services across the South and Southwest United States.
Subject to credit approval and income verification. Annual fee applies (waived first year for qualified applicants). Rates shown are subject to change. APR will vary based on creditworthiness. All terms and conditions apply. This is a comparison service - we are not a lender.
| Purchase APR | 13.99% - 24.99% Variable |
| Balance Transfer APR | 13.99% - 24.99% Variable |
| Cash Advance APR | 25.99% Variable |
| Annual Fee | $95 (waived first year) |
| Balance Transfer Fee | 3% of transfer amount |
| Cash Advance Fee | $10 or 5%, whichever is greater |
| Foreign Transaction Fee | None |
| Late Payment Fee | Up to $39 |
| Credit Limit | $1,000 - $50,000 |
The Simmons Bank Platinum Rewards Card features a competitive annual fee that's often waived for the first year for qualified applicants. APR rates vary based on creditworthiness, with promotional rates available for balance transfers and new purchases.
The Platinum card includes comprehensive travel insurance, rental car coverage, trip cancellation protection, lost luggage reimbursement, and 24/7 travel emergency assistance. No foreign transaction fees apply to international purchases.
Earn the highest rewards by using your card for everyday purchases in bonus categories like dining, gas stations, and grocery stores. Take advantage of quarterly bonus categories and special promotions to maximize your earning potential.
Yes, rewards can be redeemed for statement credits, cash back, gift cards, travel bookings, or merchandise. The flexible redemption options allow you to use your rewards in the way that best suits your lifestyle and financial goals.